Speedy Cash has not ruined your credit. You ruined your own credit, all by yourself with no help from them. Most people go to Speedy because they already have bad credit, and lenders like Speedy are the only lenders who will take a chance on them. I'm sure you went to Speedy because your credit sucked before you ever went there. Absolute scam. It has fake case numbers and broken English. Also, email is not permitted as a method of notifying someone of a lawsuit in Georgia. Delete and don't reply. Can Speedy Cash garnish my paycheck 6 years from the borrow date? I borrowed $100 from Speedy Cash in 2017, and have not received any letters prior to now. Recently, I received a letter of garnishment of wages, stating that I owe a total of $800. Now, I'm willing to pay back the $100 on a payment plan, but $800?! That's crazy! Can Speedy Cash sue you? Yes..if you executed a written loan agreement with Speedy Cash and defaulted on the loan payments, Speedy Cash can file suit against you. If you defaulted on the loan terms, Speedy Cash would likely be able to obtain a judgment against you for the unpaid loan balance, attorney fees, and costs. I live in Houston,TX. I needed cash for moving expense and furniture storage, since future apt not ready. My vehicle was also towed during this time. I borrowed $550 from Speedy Cash. This loan is for 6mos. I pay $121 a mo. at 289%. I have paid each month on time. The contract ends this Nov; the final payment. They use my debit card info and take the funds directly from my checking account. I. My housemate took out a $2,400 loan from them back in 2016 and the payment schedule is $200 every other week (so $400/month). Currently, the pay off balance is over $4,000 and the loan I believe goes until Oct 2022. Is there a way he can get out of it as he got laid off recently? Just to note: he took this loan out in 2016 for emergency medical bills. Just need to know if there’s any way he. Being sued by a loan company called (Speedy cash)is this legal in TEXAS HELLPPP? I borrowed a loan from a company called speedy cash and they decided to send my case to a collection agency called ad astra and ad adstra sent it to their legal office called ad ad adstra legal department which is a third party collector. I got this email and I'm curious to know if it's a scam or not. I never borrowed money from speedy cash before but this does have me a little worried. Help image CASE NO: CCR-256238 CURRENT BALANCE: $922.39 Today Settelment amount $650.42 CONTACT AT: mailto: [email protected] After receiving this email we will issue a legal warrant on your name within next couple of hours so before you do. I don't have a loan with this company. CREDITOR: SPEEDY CASH SERVICE CASE NO: CCR-256238 CURRENT BALANCE: $922.39 Today Settlement amount $650.42 After receiving this email we will issue a legal warrant on your name within next couple of hours so before you do anything read this email very carefully and respond back early as possible. Receiving Multiple SpeedyCash Loan Threatening Emails? Is the pawn shop the same name as the Speedy Cash payday loan? I suspect this is a scam. Payday loans are not legal in NC although pawn shops obviously are. The amounts in question are pretty radically different and also, the remedies the pawn shop has are limited to the sale of the collateral if you don't redeem it (though you should.