The 2025 conforming conventional loan limit for a 1-unit property in California is $806,501. With a typical local home value of $901,734 in California, a standard 20%-down mortgage requires a loan size of $721,387. Because this is within the $806,501 conforming threshold, buyers can qualify for standard conforming conventional financing with competitive rates. Learn about Citi's current home loan rates. Explore 15-, 20- and 30-year fixed-rate mortgages, and 30-year FHA, VA, and Jumbo loans. The 30-year fixed-rate mortgage averaged 6.95% as of September 17, 2026, up from last week when it averaged 6.76%. A year ago at this time, the 30-year FRM averaged 6.26%. The average interest rate on a 30-year fixed purchase mortgage is 7.257% as of Sept. 17. Compare today's purchase and refinance rates, explore historical trends, and see tips for shopping for the. Compare Jumbo Mortgage Rates | Thursday, September 17, 2026 Rates are current as of September 17, 2026 3:15 PM EDT National average mortgage rates: 30-Year Fixed APR 7.05% 0.14% 1w 15-Year Fixed. Here are some of the 30-Year Jumbo mortgage rate options available from Zillow Home Loans. Our 30-Year Jumbo rates are updated daily to reflect the most current offers. As of September 17, 2026, current 30-Year Jumbo mortgage rates are 6.750%. See legal disclosures See the latest California mortgage rates for fixed (30Y, FHA, VA, Jumbo, 20Y, 15Y) and variable rates (10, 7, 5 and 3 year). How California compares nationally, and main lending options available across the state. Buying a home in California can be easier with today’s mortgage rates. As of September 17, 2026, current 30-year fixed mortgage rates in California are 7.25%, while current 15-year fixed mortgage rates in California are 6.625%. For adjustable rates, like a 7-year ARM, rates are 6.625%. Find today's Jumbo 30 Year fixed mortgage rates nationally and by states across the country. Learn the best time to purchase with a 30 year jumbo term. As of Thursday, September 17, 2026, current interest rates in California are 7.16% for a 30-year fixed mortgage and 6.49% for a 15-year fixed mortgage. Mortgage rates in California — and. Check current California mortgage rates. Compare 30year, FHA, Jumbo & VA loans. Customize by loan amount & credit score and explore downpayment assistance.