Want to check your online loan balance? OppLoans offers simple steps for quick access, day or night. Click to learn where to log in and view your details. OppLoans Refinance with One of Our Bank Partners Through the OppLoans Platform How it Works: A refinance through the OppLoans Platform allows eligible customers to apply for additional funds from one of our bank partners before their current loan has been fully paid off. Generally, eligible customers may apply to borrow the difference between the existing loan amount and what they’ve already paid. Browse the most frequently asked questions about the OppLoans Loan Application process. If you can't find what you're looking for you please contact us. From same-day funding to process timelines, get all your loan funding questions answered with our FAQ page. Click to learn more today. Learn about how OppLoans handles personal data, and take action on your privacy preferences. What are the eligibility requirements to apply for an online personal loan? The first step in applying for a loan through the OppLoans Platform is to fill out the online loan application. To be eligible for a product with our lending partners through the OppLoans Platform, potential borrowers must: Be 18 years or older Have a bank account (checking or savings account) Reside in one of the. Apply online for a personal loan up to $4,000. Mobile-friendly application & quick decisions. Get fast, flexible emergency personal loans online with the OppLoans platform. Use our online application to see rates and apply for an emergency loan. 2 OppLoans’ Bank Partners may use credit report information provided by Clarity Services and Experian as part of the application process to determine your creditworthiness. The credit inquiry will appear as a soft credit inquiry on your Experian credit report and a hard credit inquiry on your Clarity report.