Today& 39;s best high-yield savings accounts offer up to 5.00% APY -- see top rates and choose the perfect place to help your money grow faster this year. The best high-yield savings accounts offer 10 times the national average interest rate. Here are today’s best accounts and highest rates. Top high-yield savings accounts in June 2026 are paying up to 5.00% APY — more than 13x the national average. Here are the best HYSA options ranked by rate, safety, and access. High-yield savings accounts yield up to 5.00% APY (annual percentage yield) as of June 1, 2026. That’s a far superior return for savers looking to earn interest than the national average. Andrew Schrage June 1, 2026 Right now, the U.S. national average interest rate on savings account balances is nowhere near enough to keep pace with inflation. The good news is you can do better with high-yield savings accounts. We’ve reviewed the best high-yield savings accounts on the market, exploring their rates, fees, and account perks. The best high-yield savings accounts have annual percentage yields, or APYs, that are much higher than what most banks offer. The higher the APY, the faster your savings will grow. To find the best high interest rate for you, browse Bankrate's list of the best high-yield savings accounts from federally insured, highly rated institutions. The best high-yield savings accounts are hitting rates up to 5.00% APY as of June 9, 2026—and that’s genuinely impressive compared to the FDIC’s recorded national average of 0.38%. Compare the best high-yield savings account (HYSA) rates from top online banks and credit unions. Find the highest APYs updated daily with safety grades. Our Picks for the Best High-Yield Savings Accounts of 2026. Best HYSA rates today, June 8, 2026. Data source: Issuing banks. Rates are accurate as of June 7, 2026.