Learn how to build business credit using only your EIN — from getting a DUNS number to vendor tradelines and EIN-only business cards without personal guarantee. Our top startup card picks requiring only an EIN include FairFigure’s Lift Card, the BILL Divvy Corporate Card, and the Shell Small Business Card. It's possible to get a business credit card with an EIN only, although options are limited. Learn what you need and how to apply. Separate business and personal finances with EIN-only credit cards. Compare features, benefits, and drawbacks of the top 5 cards. Choose the best card for you. We checked out a number of business credit cards with EIN only and did the research for you. So here are our top picks. Cards for EIN (employer identification number) only most likely will not report to the personal credit bureaus. The best EIN-only business credit cards include corporate cards like Brex, Ramp and BILL Divvy, among others. Compare options and learn more. Get EIN-only business credit cards; no SSN, no personal guarantee. Compare Aspire, Ramp, Brex, and more. Find the right card for your startup stage. It's possible to get a business credit card using only an Employer Identification Number (EIN) instead of a Social Security Number (SSN), though it isn't easy. If your business doesn't have established credit, you'll need to meet additional requirements to get approved for a card using just your EIN. These EIN only credit cards help you build business credit independently, maintain a clean separation between business and personal finances, and scale without personal liability. Discover EIN-only business credit cards that don't require personal credit checks or guarantees. Compare options for startups, gas cards, secured cards, and alternative financing.